RBI MPC: Home, personal loan EMIs set to further increase as RBI raises key rates

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Reserve Bank of India Governor Shaktikanta Das announced a 35 basis points (bps) hike in the repo rate during the bi-monthly monetary policy decision on Wednesday, December 7, at the culmination of the three-day Monetary Policy Committee (MPC) meeting. Reserve Bank of India's rate-setting panel had begun deliberations on Monday with regards to the next round of monetary policy.  

RBI Monetary Policy and Rate Hike: Salient Points

*Repo rate by 35 basis points to 6.25%.

*Inflation is expected to be above 4% in the next 12 months.

*FY23 GDP growth forecast lowered to 6.8% from 7% earlier

*GDP growth forecast for October-December 2022 lowered to 4.4%. 

*GDP growth forecast for January-March 2023 lowered to 4.2%. 

*CPI inflation forecast for October-December 2022 raised to 6.6% from 6.5%

*CPI inflation forecast for January-March 2023 raised to 5.9% from 5.8%. 

*CPI inflation forecast for April-June 2023 retained at 5.0%. 

*CPI inflation is seen at 5.4% in July-September 2023

*FDI inflows rose to $22.7 billion in April to October 2022 from $21.3 billion in corresponding period last year

*Size of forex reserve has gone up from USD 524 billion (October 21) to USD 551.2 bn as of December 2

*Indian rupee has appreciated by 3.2% during April-October in real terms, while other major currencies have depreciated

(With inputs from agencies)